Terms and Conditions

Terms of Use Terms of Use – Our Learn Digest These Terms of Use establish the rules and conditions for the use of the Our Learn Digest website, available at https://ourlearndigest.com/. By accessing this website, you are deemed to fully accept these Terms. If you do not agree with any part of these Terms, we recommend that you discontinue the use of this website. 1. Definitions “User”: any person who accesses, browses, or uses this website. “Company”, “We”, “Us”, or “Our”: refers to DREAM HT LTDA, registered under CNPJ 42.049.077/0001-04, the company responsible for operating this website. “Website”: refers to Our Learn Digest, available at https://ourlearndigest.com/. 2. Acceptance of the Terms By accessing or using this website, you declare that you have read, understood, and agreed to comply with these Terms of Use, as well as with all applicable laws and regulations. 3. About the Website Our Learn Digest is an independent news and information portal. We publish journalistic, educational, and informational content about topics of public interest. We do not offer, sell, or intermediate products or services directly through this website. We do not request payments, banking information, credit card details, or financial data from users. We do not process transactions, purchases, subscriptions, loans, or any type of financial operation. We do not have any official affiliation, sponsorship, endorsement, or direct relationship with brands, government agencies, financial institutions, retailers, applications, or organizations that may be mentioned in our content, unless expressly stated. 4. Nature of the Content The content published on this website is provided for informational and educational purposes only. Although we aim to keep the information accurate and updated, we do not guarantee that all content will always be complete, current, or free from errors. The content available on this website does not constitute legal, financial, medical, professional, or official advice. For important decisions, users should consult qualified professionals and official sources. 5. Cookies This website uses cookies and similar technologies to improve the user experience, analyze traffic, personalize content, and display advertisements. By continuing to browse this website, you agree to the use of cookies in accordance with our Privacy Policy. Some third-party advertising and analytics partners may also use cookies, pixels, or similar technologies, according to their own privacy policies. 6. Intellectual Property Unless otherwise stated, all content, texts, images, logos, layouts, and materials available on Our Learn Digest belong to the website, its operator, or its licensors. Users are not allowed to copy, reproduce, redistribute, sell, rent, sublicense, modify, or republish website materials without prior authorization. 7. User Responsibilities By using this website, the user agrees to use the website only for lawful purposes, respect applicable laws and regulations, and not attempt to access restricted systems, distribute malicious software, spam, offensive content, defamatory content, illegal content, or misleading information. 8. External Links This website may contain links to third-party websites, official sources, advertisers, partners, or external platforms. These links are provided for informational or reference purposes only. We do not control and are not responsible for the content, policies, services, products, or practices of third-party websites. Accessing any external link is the sole responsibility of the user. 9. Advertising This website may display advertisements provided by third-party advertising platforms, including Google AdSense, Google Ad Manager, or other advertising partners. Advertising helps finance the operation and maintenance of this website. We do not control all advertisements displayed by third-party platforms and are not responsible for offers, products, services, or claims made by advertisers. 10. Limitation of Liability Our Learn Digest and DREAM HT LTDA shall not be held responsible for damages, losses, or issues resulting from the use of this website, errors or outdated information, external links, technical failures, or decisions made by users based on the information published on this website. 11. No Official Representation Our Learn Digest is an independent information portal and does not represent any brand, company, government agency, financial institution, retailer, application, or organization mentioned in its content. Any trademarks, names, logos, or references mentioned on the website belong to their respective owners and are used only for informational and editorial purposes. 12. Changes to These Terms We may update or modify these Terms of Use at any time, without prior notice. Changes will take effect immediately after being published on this page. Continued use of the website after changes are posted means that the user accepts the updated Terms. 13. Governing Law and Jurisdiction These Terms of Use are governed by the laws of the Federative Republic of Brazil. For the resolution of any disputes arising from these Terms or from the use of this website, the parties elect the courts of Belo Horizonte, Minas Gerais, Brazil, to the fullest extent permitted by applicable law, without prejudice to any mandatory consumer protection forum that may apply under Brazilian law. 14. Company Information This website is operated by DREAM HT LTDA, registered under CNPJ 42.049.077/0001-04. Registered location: Belo Horizonte, Minas Gerais, Brazil. 15. Contact If you have any questions about these Terms of Use, our Privacy Policy, or the operation of this website, please contact us at: contato@ourlearndigest.com. Effective Date: June 19, 2026 © 2026 Our Learn Digest – Independent News and Information Portal. All rights reserved.